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Leading Your Family—Difficult Conversations on Estate Planning
I have a business associate, Peter McClellan, who talks about the importance of leading your family–not necessarily in decisions about what to do with their lives, but in the decisions you make for...
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In the hospital or just visiting—it matters with Medicare
Hospitals are increasingly categorizing patient status as observation vs. inpatient. With Medicare benefits, this can make a significant difference. Effect on Rehabilitation Coverage If you have a...
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Retirement Planning Out of Control? Maybe not
At one of our recent retirement seminars, the retirement financial planning presentation seemed to become progressively more negative with each new slide on the economy. Finally one of the...
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Missing Employer Dental Insurance in Retirement?
So you lost your employer dental insurance when you retired, but you became accustomed to having it while you were employed. Considering the cost and possible limit on benefits, dental insurance is...
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Work in Retirement—Really?
Really! 75% of current workers say they expect to work as long as they are able according to a Bankrate poll. Why would anyone want to do that? Obvious financial reasons for working in retirement...
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Are Social Security benefits taxable?
When considering your Social Security benefits for your retirement financial planning, remember to consider federal income taxes! If your only income is from Social Security, your benefits will...
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Can I have taxes withheld from my Social Security check?
If you are retired, receiving Social Security income benefits and have no other income from which to have federal taxes withheld, it might be a good idea to have the Social Security Administration...
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Leaving a Legacy
Gene Cohen in his book, The Mature Mind, describes the “summing up” developmental phase of our life starting in the late sixties. We want to share our wisdom and find meaning in our lives as we look...
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Wow–No Mortgage Payment! Reverse Mortgage
Today’s Elder with Wisdom is Mary Ann. She took out a reverse mortgage about 10 years ago and loves it. She used to pay almost 40% of her income on her mortgage payment. Being a single retired...
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Surprises in Caregiving—Mary Abbey
Are adult diapers covered? Depends…pun intended. If it’s assisted living—no. If it’s a skilled nursing facility (nursing home/SNF)—yes. That’s just one example of a surprise that you discover when...
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